Our professional team at Red Rock Ford on 4th Avenue in Watford understands the challenges that 2020 brought - especially financially. We know finding a top-quality vehicle that won’t break your budget is a big deal. We are here for you!
With incredible dealer incentives and shopping tools available online, our finance team is ready to get to work to help you find exactly what you’re looking for. We’ve got some of the best number-crunchers in the business at Red Rock Ford, and they’re prepared to figure out the most responsible financing for you and your budget.
Knowledge Is Power
For some reason, when it is time to discuss the finer points of financing a vehicle, we notice that some of our customers get a little nervous, anxious, even sweaty. Not long ago, an especially distressed customer pulled out antacids!
We never, ever want our customers to feel intimidated or uncomfortable. At the same time, we recognize that it can be a little unnerving to talk to a stranger about your finances. There are several ways you can make that anxious feeling go away - before you even come to the dealership.
The Ford Company has made available lots of financial tools to make financing less intimidating - for everyone. Even if you decide not to buy your vehicle from us, these financing tools are incredibly helpful!
The first thing we advise our customers to do is get involved. Learn about your credit score and credit report. If you need to improve your credit, we provide tips for that as well!
Financing Your Vehicle
Our business is selling cars, sure. But we never want to see a customer get into a finance agreement that is a burden and causes more trouble than it’s worth.
An important take-away from your meeting with our finance team should be that you feel confident in your finance plan. Don’t sign up for something that you know is going to cause stress every month! If the numbers aren’t good for you, let’s keep crunching.
One way to know exactly what you can afford before you even come to the dealership is to apply for our financing online. Fill out the application at home and bring your approved application with you.
Remember, our finance team is here to help. Call on us while you’re working on your financing at home and ask us all your questions. We give advice based on experience and know-how and can almost always alleviate unnecessary anxiety by walking you through the process.
If you’re apprehensive about your finances, there are a few things you can do before you even come down to the lot that may make you feel more confident.
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Think Through Your Budget. Look over your monthly budget. How much are you currently paying on transportation each month? If this is your first purchase, start with how much money you bring in, and look at how much money you send out. Your new car payment should not be more than 15% of your monthly take-home pay. If you’re buying a used car, it shouldn’t be more than 10%.
When you’re thinking about buying a new car, ask your insurance company about insurance premiums and set aside a little every month for general maintenance, too.
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Value Your Trade-In. We value your trade-in. We keep a competitive inventory of used vehicles because we like to buy from our customers. Use our online tools to determine the fair value of your trade.
Sometimes, when you look at the numbers, you may realize that the new car of your dreams might be slightly out of reach. Don’t worry! It may very well be that the same vehicle, or a very close version, is available at a lower price in our pre-owned inventory. It’s worth investigating to get the car you want at the best price for your budget. For the savvy shopper, pre-owned is a must-see!
What to Expect
At Red Rock Ford in Watford City, we want to help you find the financing you need for the vehicle you want. We want you to feel comfortable and confident about all your options.
You can expect a finance team ready to help you crunch numbers for as long as it takes to help you find the car that suits you best. We are not here to embarrass or intimidate. We are here to help you feel confident and happy with your purchase.
Don’t get anxious about financing! Red Rock Ford is here and ready to walk you through your first steps of car ownership.
COVID-19
The health and safety of our customers and staff is our top priority. We are taking all the extra steps necessary to maintain a healthy and sanitary workplace while still meeting our customers’ needs.
We continually monitor information from the state health authorities and the CDC, following their recommended guidelines on how we can help prevent the spread of this virus.
Our steps include:
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Thorough sanitizing of all dealership facilities daily
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Sanitizing gel and foam stations available throughout the dealership
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Adhering to the recommended six feet of social distance from other staff and customers
We make changes to these policies if necessary to ensure we are doing everything we can to remain safe. If you have concerns about coming to the dealership, contact us so that we can work through any issues you may have.